RBA cuts cash rate - when is your bank passing it on?

The Reserve Bank of Australia (RBA) cut the official cash rate by 0.25 points on 3 February, down to a record love of 2.25%. 
The question now is: has your bank passed on the cut yet?

Probably not.

Australia’s two largest banks, the Commonwealth Bank and Westpac, will be leaving customer’s waiting for two weeks to cut their mortgage interest rates after the announcement - a delay which will mean about $2 million dollars income each per day!

This long delay is being mirrored across the industry, with NAB, HSBC, ME Bank and ING Direct waiting until February 20 to make the cut effective. ANZ's cut will take effect a little earlier on February 12.

Although the Bank of Queensland was the first bank to announce they would be making a cut after the RBA’s announcement, customer’s won’t see it come into effect until February 24 - a mere week before the RBA’s March meeting.

RateCity figures show that the delay in passing on the cut is longer than the past two occasions the RBA cut the cash rate in 2013.

Are you happy with when your bank is passing on the rate cut? 
Would you consider changing lenders? 
Let us know your thoughts.